How Credit Scores Shaped Personal Finance in America
Credit scores. We all have one, but why and how did they get started? CUSO Magazine’s Esteban Camargo wraps up Financial Literacy Month by looking at the history of credit scores.
You’ve Got a PAL in Me
Payday lenders have a storied history of taking advantage of the most financially vulnerable in our communities. CUSO Magazine’s Esteban Camargo looks into what credit unions can offer to provide a better option: Payday Alternative Loans.
NCUA Shares Its Newest Five Year Strategic Plan
The National Credit Union Administration released its 2026-2030 Strategic Plan. CUSO Magazine’s Esteban Camargo summarizes the NCUA’s goals and objectives.
The Times They Are Interchangin’
Interchange income is a big part of credit union revenue, and U.S. Senators have it in their crosshairs. CUSO Magazine’s Esteban Camargo continues his financial education series with an explanation of interchange and the legislation proposed to change how it works.
Toss a Stablecoin to Your Witcher
It’s Financial Literacy Month and Esteban Camargo is back at it, seeking to expand his own financial literacy, and hopefully share some of that newfound knowledge with you, our dear reader. Kicking things off for 2026 is a look at stablecoins, what they are, and how they might be used by credit unions. Toss a stablecoin to your Witcher.
NCUA Will Hold Board Meeting April 9; Announces Ninth Round of Deregulation
The National Credit Union Administration will hold an April Board meeting at 10 am ET on Thursday, during which the Board will receive a variety of briefings, including on the ongoing efforts of the Deregulation Project, which just announced its ninth round of proposed changes. CUSO Magazine’s Esteban Camargo reports.
Credit Union Net Income Up Big Per NCUA Quarterly Data Summary
CUSO Magazine’s Esteban Camargo reports on the most recent NCUA Quarterly Credit Union Data Summary, and the eight round of deregulation efforts from the administration.
NCUA’s Proposes Seven Changes in Seventh Round of Deregulation Efforts
In its seventh round of deregulation proposals, NCUA has set its sights on records retention, seeking to improve rule clarity and eliminate language that might be considered unnecessarily burdensome, reports CUSO Mag’s Esteban Camargo.
Newly Chartered and Urgent Needs CDRLF Grants Increased to Fifteen Thousand Dollars
The National Credit Union Administration has announced that it has extended benefits of the Community Development Revolving Loan Fund (CDRLF) for low-income-designated credit unions, including for those recovering from natural disasters and for newly chartered credit unions. CUSO Magazine’s Esteban Camargo reports.
Goldilocks and the Three Fields of Membership
Are fields of membership outdated? Or are they what keep credit unions focused on their communities and away from chasing members wherever they can be found? CUSO Magazine’s Esteban Camargo suggests it’s not FOMs holding us back, but how we serve.
