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How Credit Scores Shaped Personal Finance in America

How Credit Scores Shaped Personal Finance in America

Credit scores. We all have one, but why and how did they get started? CUSO Magazine’s Esteban Camargo wraps up Financial Literacy Month by looking at the history of credit scores.

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Financial Inclusion in Credit Unions: From Mission to Measurable Results

Financial Inclusion in Credit Unions: From Mission to Measurable Results

Traditional credit scoring methods often leave out critical context and historical information, keeping members from the loans they need. Yoel Gavloski examines the idea of going beyond the numbers to create an inclusive lending program.

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Department of the Treasury Announces Review of Current CDFIs

Department of the Treasury Announces Review of Current CDFIs Hot

This week, the US Department of the Treasury has announced it will begin reivewing current CDFIs in order to identify any potential abuse or violations of the program, Emily Claus reports.

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Trump Accounts: What Credit Unions Should Know

Trump Accounts: What Credit Unions Should Know Hot

As established in the One, Big, Beautiful Bill Act, the new youth-savings accounts, Trump Accounts, will be available to Americans come July 4th. But how do they work? And who can offer them? Joshua Velasquez covers everything your credit union needs to know about these new accounts.

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You’ve Got a PAL in Me

You’ve Got a PAL in Me Hot

Payday lenders have a storied history of taking advantage of the most financially vulnerable in our communities. CUSO Magazine’s Esteban Camargo looks into what credit unions can offer to provide a better option: Payday Alternative Loans.

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