The Case for Reinventing the American Mortgage
The modern mortgage industry is very good at protecting the financial institution, but often leaves the borrower without any protection at all. Marc Biron and Steven Siegel discuss how diversification can reinvent the American mortgage, achieving protection for borrower and lender alike.
The Return of Leasing: Why Credit Unions Are Rethinking Auto Finance in 2026
Consumers are increasingly turning to leasing over lending in the auto industry, according to Tim Yalich, who encourages credit unions to treat leasing as a core part of their financing strategy.
NCUA Issues Guidance on Lending to the “Removable Population”
In accordance with Executive Order 14406 “Restoring Integrity to America’s Financial System”, the National Credit Union Administration along with fellow agencies the Office of the Comptroller of Currency and the Federal Deposit Insurance Corporation have issued guidance on lending to individuals not legally authorized to work in the United States. CUSO Magazine’s Esteban Camargo reports.
Takeaways from the 2026 CU*Answers Leadership Conference
CU*Answers held its Annual Leadership Conference discussing the future of the industry and of CU*Answers as it moves forward into 2027. Check out the key takeaways from each section of the event!
ACH Reserve Costs: the Problem Hiding in Plain Sight
With traditional ACH processing for transactions such as mortgage lending, credit unions are losing hundreds of thousands a year in hidden costs. By modernizing payment processing, credit unions can instead use those funds to get ahead, says Jeff Osheka.
The Refinancing Wave: What Credit Unions Stand to Gain
Thanks to the rising costs of living, your members are staying in their current cars longer, as opposed to buying new, which means more repairs and money out of their pockets. Tim Blochowiak discusses how your credit union can be prepared to meet members with the refinancing tools they need and build member loyalty.
How Credit Scores Shaped Personal Finance in America
Credit scores. We all have one, but why and how did they get started? CUSO Magazine’s Esteban Camargo wraps up Financial Literacy Month by looking at the history of credit scores.
Financial Inclusion in Credit Unions: From Mission to Measurable Results
Traditional credit scoring methods often leave out critical context and historical information, keeping members from the loans they need. Yoel Gavloski examines the idea of going beyond the numbers to create an inclusive lending program.
Small Business Lending: Why Now?
Credit union veteran Walter Merkle discusses the benefits that small business lending can bring to credit unions willing to engage with these accounts and how they can get started doing so.
America’s Credit Unions Calls On the NCUA to Provide Regulatory Relief Following New Executive Order
Following the White House’s issuance of the “Promoting Access to Mortgage Credit” Executive Order, America’s Credit Unions is calling on NCUA to begin offering regulatory relief consistent with the Order. CUSO Magazine’s Emily Claus reports.
