Cooperative Design’s Two Unmatchable Advantages

Cooperative Design’s Two Unmatchable Advantages

In the financial forest, Chip Filson discusses the two elements that have led to the successful growth of the credit union system: ownership and relationship.

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What Can We Learn from the Oldest FCUs?

What Can We Learn from the Oldest FCUs?

22 of the 100 original charters the NCUA granted after the passage of the Federal Credit Union Act are still in business—a rate almost double that of all FCUs. Chip Filson ponders the reason behind this and what lessons we can take from history.

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It’s Not About Growing Bigger, It’s About How We Can Grow Together

It’s Not About Growing Bigger, It’s About How We Can Grow Together

Credit union mergers have received a lot of negative attention in recent years. Canvas Credit Union CEO Todd Marksberry argues that mergers can be both a viable growth strategy and a means of better serving credit union communities.

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How Are Credit Unions Different from Banks? Three Powerful Words

How Are Credit Unions Different from Banks? Three Powerful Words

Chip Filson sums up the credit union difference in three words and remarks on how living up to those three words should be the mission of each credit union.

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The Current State of Financial Literacy

The Current State of Financial Literacy

As we head into Financial Literacy Month, Emily Claus analyzes the current state of financial literacy in the country in regard to topics such as budgeting, saving, retirement, and loans.

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We Plan to Change

We Plan to Change

As Bob Anderson notes, change is inevitable. It’s how your organization chooses to plan for and respond to change that will determine its outcome. What steps has your credit union taken to prepare for changes in leadership, policy, and the market?

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Can Elections Indicate an Organization’s Relevance for its Members?

Can Elections Indicate an Organization’s Relevance for its Members?

Chip Filson analyzes the overwhelming and enthusiastic response to cooperative Inclusiv’s board member election and calls on credit unions to reflect on their own elections and how they might create more interest.

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Board Entrenchment and the Question of Compensation and Term Limits

Board Entrenchment and the Question of Compensation and Term Limits

Credit unions struggle with finding new board members, but that might be the design of an entrenched board of directors. Esteban Camargo discusses the risks of director entrenchment and what leaders might do to combat it.

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Top Five Reasons Your Credit Union Should Be Using Online Forms

Top Five Reasons Your Credit Union Should Be Using Online Forms

Is your credit union taking advantage of online forms? Kristian Daniel argues you should be and explains what benefits they offer your members and your credit union.

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Why Latino Community Credit Union Matters Today

Why Latino Community Credit Union Matters Today

Chip Filson discusses the chartering of Latino Community Credit Union back in 2000 and the way in which it has since exemplified the foundation on which cooperatives are built.

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