A Cooperative Opportunity Trifecta

A Cooperative Opportunity Trifecta

While the NCUA’s response to start ups may be slow and tied down by regulatory requirements, Chip Filson praises a new program in California aimed at encouraging and supporting young, diverse groups in creating cooperative start ups.

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A Cooperative Community Park

A Cooperative Community Park

Cooperatives know going it alone isn’t necessary. Chip Filson shares how six cooperatives, including three credit unions, combined resources to create a community park.

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How Cooperatives Cause Disruption In Any Industry

How Cooperatives Cause Disruption In Any Industry

As cooperatives, credit unions are well aware of the ways they benefit to members. The same can be said of the cooperatives that serve those same credit unions, says CUSO Magazine Supervising Editor Esteban Camargo.

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Merger Math in Credit Unions: A Deeply Flawed Process

Merger Math in Credit Unions: A Deeply Flawed Process

Mergers may seem like a sound strategy for the individual institution, but are they a sound strategy for the industry and the member-owners who make them possible? Chip Filson doesn’t think so, and goes even further to say the process is broken against the member.

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When Vision is Lost: Difficile Est Bonum Esse

When Vision is Lost: Difficile Est Bonum Esse

As we celebrate this holiday season, Chip Filson reminds us that doing good is very hard, but ultimately worth it. Sustained vision is difficult to maintain, but it’s not impossible and we have an obligation to our founding principles to fight for that vision.

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The Unseen Cooperative Advantage

The Unseen Cooperative Advantage

At a time of year when everything feels hectic, Chip Filson reminds us of the wisdom of patience, both with the holiday season and with finding solutions to problems ailing the credit union industry.

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The Key to Credit Unions’ Future: Trust Each Other

The Key to Credit Unions’ Future: Trust Each Other

Chip Filson says an often overlooked element of the credit union model is the trust and involvement of regular member-owners in their credit union. By placing more trust in the member-owner, we are strengthening our credit unions, not burdening them.

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What to Consider When Forming a CUSO

What to Consider When Forming a CUSO

CUSOs are formed for all sorts of reasons. Sometimes for access to tech, sometimes for lowered costs, sometimes for shared resources, and sometimes even all three. Scott Page shares some considerations credit unions should think through when forming a new CUSO.

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Banks and Credit Unions Don’t Merge, Stop Saying Otherwise

Banks and Credit Unions Don’t Merge, Stop Saying Otherwise

Saying a credit union “merged with” instead of “acquired” a bank may seem trivial, but Chip Filson doesn’t think so. He says it blurs the lines between the two different financial institutions and weakens the cooperative nature of credit unions.

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Does Common Bond Matter Anymore?

Does Common Bond Matter Anymore?

Today, fields of membership with limited scopes have been replaced with the more generalized community charter. Chip Filson looks at the evolution of the common bond and what we can learn from it.

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