Is a New Era of Credit Union Chartering on the Horizon?

Is a New Era of Credit Union Chartering on the Horizon?

In 2021, the NCUA chartered four new credit unions, more than the previous three years combined. Emily Claus ponders if this is simply a one-off or a signal of changing times for de novo credit unions and the credit union chartering process.

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Has the Credit Union System Lost its Entrepreneurial Edge?

Has the Credit Union System Lost its Entrepreneurial Edge?

Chip Filson discusses the student-run credit union boom of the 1980s and the excitement, inspiration, and drive that went along with it, begging the question: where did that entrepreneurial spirit go?

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What Credit Unions Can Learn from Morris Plan Banks

What Credit Unions Can Learn from Morris Plan Banks

Chip Filson contemplates the old Morris Plan Bank model, its history, its eventual downfall, and why credit unions purchasing banks might be following in its flawed footsteps.

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Concern for Community Makes a Comeback: Credit Unions Spread Holiday Cheer

Concern for Community Makes a Comeback: Credit Unions Spread Holiday Cheer

Following a lackluster year in holiday giving during the pandemic, Emily Claus happily reports the various ways credit unions are bringing holiday cheer back and giving to their communities.

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Four Things Credit Union Executives Should Do About Cybersecurity Right Now

Four Things Credit Union Executives Should Do About Cybersecurity Right Now

Dave Wordhouse covers four areas where credit union executives can look to improve their cybersecurity right now.

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Tyndall Federal Credit Union Shares $11 Million of Profits With Its Members

Tyndall Federal Credit Union Shares $11 Million of Profits With Its Members

Tyndall Federal Credit Union returned $11 million of profits to its members. The profit-sharing payout was distributed among 50,000 qualifying members and deposited directly into accounts on December 16th.

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My Sales Culture Is a Flop, What Now?

My Sales Culture Is a Flop, What Now?

Shifting from a service culture to a sales culture at your credit union can be a tricky endeavor that often leads to confusion and hesitation. Thankfully, Julie Gessner has a guide to help make this transition beneficial and effective for everyone.

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Warren Buffet’s Wisdom for Coops

Warren Buffet’s Wisdom for Coops

Chip Filson contemplates how Warren Buffet’s wisdom offers a new perspective on the credit union industry.

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Neighborhood Mortgage Solutions Launches Retail Lending Division

Neighborhood Mortgage Solutions Launches Retail Lending Division

Neighborhood Mortgage Solutions, a Credit Union Service Organization based in Michigan has announced the launch of a new loan origination arm, the NMS Retail Lending Division.

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Current Whole Bank Purchases Illuminate Core Issues and a Glaring Deficiency

Current Whole Bank Purchases Illuminate Core Issues and a Glaring Deficiency

In a follow-up to his article on bank acquisitions, Chip Filson dissects four recent bank purchases made by credit unions and ponders the lack of transparency which he believes may suggest an unsettling trend.

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