The Credit Card Competition Act and Its Implications for Card Rewards
As we continue this two-part series on interchange, Esteban Camargo discusses the Credit Card Competition Act of 2023, what supporters and opponents are saying about it, and what the aftermath of the 2010 Durbin Amendment might suggest is in store for credit cards.
What is Interchange and Why Does it Matter to Credit Unions?
Financial literacy month continues with part one of Esteban Camargo’s two-part series on interchange income: what it is, why it’s important to credit unions, and what politicians are trying to change.
The Watchdog Continues to Rob the Henhouse
Vic Pantea questions the choices and comments made by NCUA Chairman Todd Harper, arguing his motives are to take member’s capital to cushion the organization’s budget.
Financial Literacy Month 2024 Kicks Off
As Financial Literacy Month 2024 kicks off, Emily Claus shares the origins of the event, why it’s more important now than ever, and why credit unions need to be getting involved. Need some ideas on how to participate? Don’t worry, we’ve got you covered there too.
The Extraordinary Advantage of Local
When looking for growth strategies, Chip Filson reminds credit unions that organizations that stay local are often the longest standing institutions around.
Website Design: Learning From Others
Website design can be a tricky hurdle for credit unions, but while some can be hesitant to take inspiration from other credit unions, Brett Taylor encourages credit unions to learn from their peers in order to create better websites for their members.
How to Bring Back Neighborly Banking in 2024
As members crave digital and self-service banking methods, how can credit unions add a personal touch to such transactions? James White and Dan Catinella offer suggestions on how to bring back neighborly banking while still meeting member needs and expectations.
Who Is Responsible for Cooperative Democracy?
As credit unions gear up for the annual meeting season, Chip Filson reminds them not to forget who should be at the center of all decisions and included in decision-making processes: the member owners.
Credit Unions and Public Banks
Chip Filson discusses the idea of public banks, why credit unions should support their establishment, and how they have a place today to serve local governments.