DOJ Endorses Interchange Rule that Credit Unions Hate

DOJ Endorses Interchange Rule that Credit Unions Hate

The Justice Department this week threw its support behind the Fed’s proposed rule that would require financial institutions to give merchants a choice of debit card networks for online transactions and other purchases when consumers do not physically present their debit cards, reports David Baumann of the Washington Credit Union Daily.

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The Good and Bad of Temp to Perm Cards

The Good and Bad of Temp to Perm Cards

In a follow up to her article on instant issue cards, Megan Ernsberger weighs the pros and cons of the instant issue alternative, temp-to-perm cards, and how to decide what works best for your credit union.

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The Good and Bad of Instant Issue

The Good and Bad of Instant Issue

While some technology allows for increased convenience, there can be some drawbacks as well. Megan Ernsberger covers the positives and negatives of instant issue, and what you should consider when looking to add it to your credit union.

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Understanding Your ATM, Debit or Credit Card Portfolios

Understanding Your ATM, Debit or Credit Card Portfolios

Heather French dives in on the importance of understanding your cards portfolio and how you can use this information to benefit not only your members, but the credit union as well.

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The Advantages of Cash Back Debit Cards

The Advantages of Cash Back Debit Cards

Are debit card cashback programs something to be feared or embraced? Ed Jesionowski dives into them and why they may make sense to implement at your credit union.

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The Misconceptions of Online Credit Cards

The Misconceptions of Online Credit Cards

Why have credit unions continued to hold onto their off trial balance credit card portfolios? Heather French takes a look at the misconceptions around a switch, and why credit unions can benefit from moving their accounts over.

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How Come Dave Ramsey Tells People to Use a Debit Card for Everything…But I Can’t Buy a New Big Screen TV With Mine?

How Come Dave Ramsey Tells People to Use a Debit Card for Everything…But I Can’t Buy a New Big Screen TV With Mine?

My Beef with Credit Unions — In this CUSO Magazine series, a long-time credit union member and industry insider vents about the decisions credit unions make in their day-to-day operations, and wonders why they take that strategy. In this second edition: why can’t I use my debit card to buy a TV and why won’t the credit union explain why?

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