The Wisdom of Elders

The Wisdom of Elders

Chip Filson shares the perspective of retired credit union CEO John Tippets and how his change in positions has led to new appreciation for the industry as well as the unique ability to observe trends and changes with fresh eyes.

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Don’t Forget to Show Your Members and Staff Thanks This Thanksgiving

Don’t Forget to Show Your Members and Staff Thanks This Thanksgiving

As Thanksgiving approaches, Emily Claus reminds credit unions to use the opportunity to show both their members and their staff how much they appreciate them.

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Is “Creative Destruction” the Future of Credit Unions?

Is “Creative Destruction” the Future of Credit Unions?

Chip Filson discusses the concept of creative destruction, in which something new is built on the foundation of something old, and how mergers in the credit union industry fail to live up to the idea.

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Credit Unions and the Consolidation Curve

Credit Unions and the Consolidation Curve

Credit union mergers have been at the forefront of news for years now, with industry professionals expressing disappointment and concern over the trend. But are mergers a worrisome sign or simply a symptom of a much larger trend at play? Emily Claus reports on the Consolidation Curve and where we our industry fits into it.

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Cross Border Payments: How Credit Unions Can Remain Vital

Cross Border Payments: How Credit Unions Can Remain Vital

In the race to keep up with new technologies and member expectations, Almond FinTech’s Howard Davidson encourages credit unions not to overlook an essential and increasingly popular service: cross-border payments.

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NCUA’s Proposed 2025 Operating Budget Would Be Nearly $100 Million More Than Its Approved 2022 Budget

NCUA’s Proposed 2025 Operating Budget Would Be Nearly $100 Million More Than Its Approved 2022 Budget

NCUA’s budget proposal for 2024-2025 has been released, and the numbers they are asking for should be setting off alarms with credit unions, says CUSO Magazine’s Esteban Camargo.

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Are Credit Unions Being Disrupted?

Are Credit Unions Being Disrupted?

Chip Filson debates the possibility of disruption within the credit union industry, from what competition said disruption might be originating, and what this may suggest for the industry.

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Are You Driving Your Career or Just Along for the Ride?

Are You Driving Your Career or Just Along for the Ride?

All too often, people become relaxed in their positions and simply wait for the next opportunity to come their way instead of actively seeking it out. John Beauchamp urges professionals to get behind the wheel and start making moves to get the position they want, as opposed to sitting in the passenger seat of their career.

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A Gen Z Story About Money Management in the Digital Era

A Gen Z Story About Money Management in the Digital Era

Marit Hoyem reflects on lessons learned in making and sticking to a budget when using primarily digital payment methods, which can make it difficult to grasp spending habits.

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Credit Union Leaders and Bravery: A Rare Combination

Credit Union Leaders and Bravery: A Rare Combination

All too often, credit union leaders fail to stand up for their members and instead choose to take the easier path, that of least resistance. However, there are examples of those who choose to go against the grain and stand up for what they believe is best for the credit union and members. Chip Filson tells the tale of two such CEOs.

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