Banks and Credit Unions Don’t Merge, Stop Saying Otherwise

Banks and Credit Unions Don’t Merge, Stop Saying Otherwise

Saying a credit union “merged with” instead of “acquired” a bank may seem trivial, but Chip Filson doesn’t think so. He says it blurs the lines between the two different financial institutions and weakens the cooperative nature of credit unions.

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Merger or Acquisition: The Importance of Word Selection

Merger or Acquisition: The Importance of Word Selection

Merger, acquisition, are they really that different? Chip Filson thinks so, and says bank acquisitions are not in the interest of existing members.

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Banks are Currently the Envy of Credit Unions When It Comes to De Novos

Banks are Currently the Envy of Credit Unions When It Comes to De Novos

When it comes to supporting start up financial institutions, the banking industry is beating the credit union industry at its own game. Vic Pantea shares the FDIC’s commitment to de novos and what the NCUA can learn from them.

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Educating People on Credit Unions: Missed Opportunities and Misconceptions

Educating People on Credit Unions: Missed Opportunities and Misconceptions

A startling number of people know absolutely nothing about credit unions. Do they have mobile banking? Are they open for anyone to join? Are they even insured? Coming from the perspective of someone who once believed these things, Emily Claus examines the most common misconceptions regarding credit unions and where they can be corrected.

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To My Credit Union: Help Me Break Up With the Banks!

To My Credit Union: Help Me Break Up With the Banks!

This Valentine’s Day, Kasey Hawkins is looking to break up with the banks by calling on her credit union to make an appealing offer and lure her away from the clutches of big banks once and for all. Will she succeed?

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What Credit Unions Can Learn from Bank Purchases

What Credit Unions Can Learn from Bank Purchases

Why do bank shareholders get a better deal during an acquisition by a credit union than member-owners in a credit union merger? Chip Filson breaks down the financial details of the two, and wonders why merged credit union owners get a raw deal.

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Explore Bankers’ Embarrassment Dot Com

Explore Bankers’ Embarrassment Dot Com

Why did the American Bankers Association feel the need to hide behind a proxy for their explorecreditunions.com registration? Supervising Editor Esteban Camargo dives into the recent drama surrounding the ABA and why credit unions don’t need to resort to shady tactics.

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