Supreme Court Agrees to Review Ruling Declaring CFPB Structure Unconstitutional
In light of the Supreme Court’s decision to review the ruling declaring the Consumer Financial Protection Bureau unconstitutional, Emily Claus reports on the history of the CFPB and its controversial structure, funding, and Payday Rule.
Team Building from Within
Team building should not start and end with trust exercises and group activities, it should happen every day around the office in small conversations and cooperation. So how can managers achieve this? Laura Welch-Vilker offers insight.
Code Books: The Key to Unlocking Your Data
Whether we are aware of them or not, we use codes constantly in our everyday lives, and credit unions are no different. George Hopper explains why cultivating a code book is beneficial for your credit union, your data, and your members.
Four Industry Leaders Awarded the Herb Wegner Memorial Award
On February 23rd, the NCUF will award four industry champions with the Herb Wegner Memorial Award. Alycia Meyers reports on this year’s winners and the long list of achievements that earned them this lifetime award.
NCUA Board Approves Proposal to Streamline FOM Applications
David Baumann of CUCollaborate shares the NCUA’s new ruling on field of membership applications as well as the organization’s calls for third-party vendor authority—a move the NCUA has been repeatedly campaigning for.
Do It Yourself Or Do It Together?
Thomas Hull discusses the decision-making behind when a credit union should tackle something on its own versus when it should rely on its network.
Climate Change Threats Are Affecting Credit Unions’ Business Continuity Planning
In a time of increasing natural disasters, Danielle Caliendo urges credit unions to re-examine their business continuity plans and adjust for the possible shifting weather conditions and events that climate change might bring.
False Prophets and Chasing Idols
Chip Filson shares the wisdom of past leaders and urges today’s credit union leaders not to follow the call of false idols, but to follow their conscience in preserving the credit union difference.
Overdraft Fee Income Down, Other Checking Account Fees Steady, Reports CFPB
In a report issued by the Consumer Financial Protection Bureau (CFPB) last week, the agency announced that banks’ reported overdraft fee income “was 43% lower in the third quarter of 2022 than in the third quarter of 2019 before the COVID-19 pandemic onset – suggesting $5.1 billion less in fees on an annualized basis,” reports CUSO Magazine’s Esteban Camargo.
Computer Ergonomics and You
While our desk layout may seem inconsequential, a bad layout can lead to back pain, vision issues, and even carpal tunnel. Mike Glazer offers a few tips on how to make your workspace as comfortable as possible to help maximize efficiency and avoid injury.
