How Returns Demonstrate Respect to Owners

How Returns Demonstrate Respect to Owners

Credit unions or cooperatives hoping to provide dividends to their owners at the end of the year will need to plan and budget for it much earlier than expected, says Bob Frizzle, who offers concrete steps and a timeline to follow.

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Credit Union Success Belongs to the People

Credit Union Success Belongs to the People

CU*Answers CEO Randy Karnes responds to the NACUSO article “Do CUSOs Really Make a Difference”, and suggests that CUSOs have less to do with credit union success than the mentalities of the people that make them up.

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What Credit Unions Can Learn from Bank Purchases

What Credit Unions Can Learn from Bank Purchases

Why do bank shareholders get a better deal during an acquisition by a credit union than member-owners in a credit union merger? Chip Filson breaks down the financial details of the two, and wonders why merged credit union owners get a raw deal.

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How Come Dave Ramsey Tells People to Use a Debit Card for Everything…But I Can’t Buy a New Big Screen TV With Mine?

How Come Dave Ramsey Tells People to Use a Debit Card for Everything…But I Can’t Buy a New Big Screen TV With Mine?

My Beef with Credit Unions — In this CUSO Magazine series, a long-time credit union member and industry insider vents about the decisions credit unions make in their day-to-day operations, and wonders why they take that strategy. In this second edition: why can’t I use my debit card to buy a TV and why won’t the credit union explain why?

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Why Don’t Credit Unions Tell Members How They Make Money?

Why Don’t Credit Unions Tell Members How They Make Money?

My Beef with Credit Unions — In this new CUSO Magazine series, a long-time credit union member and industry insider vents about the decisions credit unions make in their day-to-day operations, and wonders why they take that strategy. In this first edition: why is fee income something to be ashamed of around members?

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