Budgeting for the Budget
There’s more prep and planning needed when making a budget than most people realize, and there are many items and considerations that go unaccounted for. Amber Jecks offers tools and tips on how to create a budget that meets your goals and plans for the unexpected.
The Key to Finance Variance Reporting
What exactly goes into a good report on variances in a company’s finances? How do you make it informative but not overwhelming or dull? Thankfully, Becky Frankowski is here to share the best tips for writing one.
You Don’t Have One Credit Score, You Have Many
Contrary to popular belief, no member has “a” credit score, they have several, all of which can vary greatly depending on the scoring system. Pete Winninger compares various scores and methods to help you determine the best fit for your credit union and members.
The Cost of Not Learning from Our Brethren’s Mistakes
Covering three recent examples of various losses and corruptions within the credit union industry, Chip Filson argues that while the NCUA is focusing on “correcting” mistakes, there is a distinct lack of needed discussion and learning taking place.
What Happened to Savings Bonds?
When was the last time you bought a savings bond? Chances are, it’s been a while. With savings bond sales dropping, Megan Ernsberger delves into the reasons behind their disappearance and what the future might hold.
Why Financial Disruption is an Attractive Fintech Opportunity
Chip Filson details why high barriers to entry are forcing new innovation to take less traditional forms in the financial industry.
How Important is Budgeting to a Credit Union’s Financial Success?
Budgets determine the money, and money determines success, right? Becky Frankowski discusses the purpose of a credit union’s budget – and whether or not it’s essential to their financial success.
