What is Interchange and Why Does it Matter to Credit Unions?
Financial literacy month continues with part one of Esteban Camargo’s two-part series on interchange income: what it is, why it’s important to credit unions, and what politicians are trying to change.
Co-op Solutions Introduces Co-op Pay Network to Help Credit Unions Optimize Debit Profitability
To position credit unions to receive the most favorable debit point-of-sale terms, Co-op Solutions has formed a new debit POS network specifically for these institutions.
Giving to Get Back: Expanding Your Card Programs
If you’re hoping to get more out of your plastics program, Heather French suggests giving to get back. A rewards program might be what you need to find your way to the top of your members’ wallets.
Tighten Up Your Debit Card Security Before It’s Too Late
To wrap up cybersecurity month, Megan Thiemonge-Ramos shares some of the more common ways debit card fraud occurs and what measures your credit union can take to stay one step ahead.
Need Some Additional Revenue? Paging Your Plastics Vendors
Your credit union’s credit card program is more valuable than you might think, and plastics vendors know it. Ed Jesionowski shares a few examples of how credit unions leveraged that worth to bring in additional revenue.
DOJ Endorses Interchange Rule that Credit Unions Hate
The Justice Department this week threw its support behind the Fed’s proposed rule that would require financial institutions to give merchants a choice of debit card networks for online transactions and other purchases when consumers do not physically present their debit cards, reports David Baumann of the Washington Credit Union Daily.
The Good and Bad of Temp to Perm Cards
In a follow up to her article on instant issue cards, Megan Ernsberger weighs the pros and cons of the instant issue alternative, temp-to-perm cards, and how to decide what works best for your credit union.
The Good and Bad of Instant Issue
While some technology allows for increased convenience, there can be some drawbacks as well. Megan Ernsberger covers the positives and negatives of instant issue, and what you should consider when looking to add it to your credit union.
Understanding Your ATM, Debit or Credit Card Portfolios
Heather French dives in on the importance of understanding your cards portfolio and how you can use this information to benefit not only your members, but the credit union as well.
The Advantages of Cash Back Debit Cards
Are debit card cashback programs something to be feared or embraced? Ed Jesionowski dives into them and why they may make sense to implement at your credit union.
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