State-Chartered Credit Unions Sign Cooperation Agreement
Ten state credit union regulators have signed a new agreement that will govern how they will share supervision when a state-chartered credit union crosses their borders reports David Baumann.
A College Student’s First Credit Card
Chip Filson shares the story of Marit Hoyem and her experience attempting to get her first credit card as a young college student. Marit passes on what she went through and offers advice to credit unions seeking to make a difference in the lives of their members.
As Credit Card Debt Hits New High, PALs Reassert Their Value for Credit Union Members
QCash’s Seth Brickman discusses how NCUA’s Payday Alternative Loan program can be a boon to members who might otherwise rely on more predatory lending options or the credit cards in their wallets.
Industry Veteran Linda White Transitions from CEO to Executive Director of Credit Union Women’s Leadership Alliance
After serving in the credit union industry for over 37 years, Linda White has hung up her CEO hat and now serves as Executive Director of the Credit Unions Women’s Leadership Alliance. Julie Gessner met with White to discuss her career, lessons learned, and what inspired her to work with the CUWLA.
Streamlining Field of Membership Expansion Will Hurt Small Credit Unions Say Community Bankers
Following the NCUA Board’s February approval of a proposal streamlining the field of membership application process, the change is now coming under fire by community bankers, reports CUSO Magazine’s Esteban Camargo.
Supporting Service Vendor Diversity as a CUSO
As CUSOs, we often like to believe our line of products and services are the best fit for everyone. However, as Bob Anderson suggests, one size does often not always fit all, and offering a wide selection of vendors to choose from can only benefit your credit unions in the long run.
By Marrying Social Work with Financial Services, CU*NorthWest CEO Stuart Kuzik Looks to Reshape Credit Unions’ Role in Community
As he began his new role as CEO of CU*NorthWest, CUSO Magazine sat down with Stuart Kuzik to learn more about him, his journey to the credit union service organization, and what he envisions for the coming year.
Cooperatives, Credit Cards, and Wealth Redistribution
A study from the Federal Reserve shows how credit card rewards programs represent a transfer of wealth from the naïve to the informed, the poor to the wealthy, relates Chip Filson.
NCUA Equity Ratio Drops, but Board Isn’t Panicked
The NCUA’s equity ratio dropped to 1.25% as of the end of March, but agency board members said Thursday there is no need to panic, reports David Baumann of CUCollaborate.
Credit Union Modernization: Combining Technology and People
Finding the right balance between self-service technology and human connection is essential for financial institutions. Bryan Doxford of AVANA discusses how credit unions can approach integrating new technologies while prioritizing both staff and employees.
