Help Your Members Achieve Their New Year’s Resolutions
Someone is making a list and checking it twice, but this time, it’s not Santa, it’s your members making their New Year’s resolutions. While most won’t make it past January, your credit union’s resources and products can help your members reach their financial goals for 2024, says Emily Claus.
Are Credit Unions Moving Beyond the NCUA?
Despite a lending capacity of nearly $20 billion, the Central Liquidity Facility has not issued a loan since 2009, leaving many such as Chip Filson wondering if the organization has outlasted its usefulness.
How Returns Demonstrate Respect to Owners
Credit unions or cooperatives hoping to provide dividends to their owners at the end of the year will need to plan and budget for it much earlier than expected, says Bob Frizzle, who offers concrete steps and a timeline to follow.
The Dangers of Rumination
Reflection is a powerful tool that can be used to better ourselves and our work. However, athlete and CEO Liz Winninger advises against reflecting to the point of rumination, which can have the opposite effect and end up demotivating employees.
Credit Unions and the Evolution of “Buy Now Pay Later” Lending
Chip Filson dives into the history of buy now, pay later and how the practice—and those who use it—has changed over the decades.
Software Development: Turning A Car Into An Airplane
On the surface, software design can seem straightforward: build the tools your clients need. But Dawn Moore explains that the process is much more complex than it may seem, especially when you’re asked to turn a car into a plane!
The Wisdom of Elders
Chip Filson shares the perspective of retired credit union CEO John Tippets and how his change in positions has led to new appreciation for the industry as well as the unique ability to observe trends and changes with fresh eyes.
Don’t Forget to Show Your Members and Staff Thanks This Thanksgiving
As Thanksgiving approaches, Emily Claus reminds credit unions to use the opportunity to show both their members and their staff how much they appreciate them.
Is “Creative Destruction” the Future of Credit Unions?
Chip Filson discusses the concept of creative destruction, in which something new is built on the foundation of something old, and how mergers in the credit union industry fail to live up to the idea.
Credit Unions and the Consolidation Curve
Credit union mergers have been at the forefront of news for years now, with industry professionals expressing disappointment and concern over the trend. But are mergers a worrisome sign or simply a symptom of a much larger trend at play? Emily Claus reports on the Consolidation Curve and where we our industry fits into it.
