Improving Cash Efficiency
While many are turning to digital payments for the majority of their transactions, cash still plays an integral part in our economy, and as such, credit unions should look to improve cash logistics efficiency, says Jim Petit.
Avoiding the Tyranny of Open Banking
As open banking starts to gain traction, Allyn VanDyk encourages credit unions to start asking the right questions in preparation before taking any steps.
The Need for a Level Playing Field
Chip Filson points out one major area of difference between federally- and state-chartered credit unions: compensation transparency. Chip asks the question, why should FCUs be exempt from this basic level of accountability to their members?
Why the CLF Has No Interest
The Central Liquidity Facility exists to provide credit unions with liquidity lending, and yet it hasn’t had activity in years. Not only that, but they’re struggling to manage their assets and Chip Filson is wondering whether credit unions still need it.
How to Bring Indirect Members Into the Fold
Converting all indirect members into full-fledged members is every credit union’s dream, though easier said than done. Emily Claus discusses how to make the most of your interactions with an indirect member and what roadblocks might be keeping them from committing to you as a primary financial institution.
The Next NCUA Chair: Someone Who Cares About Us
With a new President incoming and NCUA Chair Todd Harper’s term ending in August 2025, Chip Filson is asking who credit unions would like to see appointed to the role, and what attributes that person will have.
Risky Business: Why Leaders Should Consider the Unknown
Route 31 Credit Union’s Nick Green says waiting might be a bigger risk than taking the leap into new business ventures. Green shares what he believes good leaders must do to ensure their businesses don’t stagnate.
Diversity in Credit Union Charter Options Matters
Credit unions have a number of different designations available to them that can help them better align with their members. Chip Filson details some of the designations and why they are a boon to credit unions as they seek to differentiate themselves.
Don’t Wait Until Thanksgiving Is Over To Give Thanks
As we get ready to carve the turkey and give thanks, Emily Claus reminds credit unions not to forget the people who keep them going all year long.
Getting Back to Work: A Member with a 536 FICO Score
Chip Filson shares one member’s story to remind credit unions why they’re here: to provide members with little financial miracles every day.
