NCUA Will Hold Board Meeting April 9; Announces Ninth Round of Deregulation

NCUA Will Hold Board Meeting April 9; Announces Ninth Round of Deregulation

The National Credit Union Administration will hold an April Board meeting at 10 am ET on Thursday, during which the Board will receive a variety of briefings, including on the ongoing efforts of the Deregulation Project, which just announced its ninth round of proposed changes. CUSO Magazine’s Esteban Camargo reports.

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Why Credit Unions Must Scale Beyond Geography To Compete In 2026

Why Credit Unions Must Scale Beyond Geography To Compete In 2026

As credit unions step away from their strict geographical limits (while still engaging in their communities), Sarah Milovich discusses how credit unions can build scale into their game plan and ensure they have the capability to do so.

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Goldilocks and the Three Fields of Membership

Goldilocks and the Three Fields of Membership

Are fields of membership outdated? Or are they what keep credit unions focused on their communities and away from chasing members wherever they can be found? CUSO Magazine’s Esteban Camargo suggests it’s not FOMs holding us back, but how we serve.

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Two Contradictory Approaches to Credit Union Growth Capabilities

Two Contradictory Approaches to Credit Union Growth Capabilities

Chip Filson lays out two paths for credit union growth: forced growth through mergers that often leads to a loss of local ties and has a cap on how far it can go, or organic growth, which maintains its local roots and has no limit.

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The Digital Future: Analyzing Online-Only Credit Unions

The Digital Future: Analyzing Online-Only Credit Unions

As members’ preference continues trending toward digital banking, Kendra Erickson analyzes the strengths, weaknesses, opportunities, and threats of online-only financial institutions that cater to these preferences.

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NCUA Board Holds Open Meeting, Receives Briefings on Cybersecurity and New Charters

NCUA Board Holds Open Meeting, Receives Briefings on Cybersecurity and New Charters

The National Credit Union Administration held its seventh open meeting of 2024 on October 24, during which they received briefs on cybersecurity and new federal charters established. CUSO Magazine’s Esteban Camargo reports on the meeting and what the board learned from the briefings.

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America’s Credit Unions Calls On NCUA to Make Significant Changes During EGRPRA Review

America’s Credit Unions Calls On NCUA to Make Significant Changes During EGRPRA Review

In response to the NCUA’s call for comments regarding its voluntary regulatory review, America’s Credit Unions has submitted a letter calling for large changes including expanding field of membership and raising interest rate caps.

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What Can Be Done About the Drought of New Credit Union Charters?

What Can Be Done About the Drought of New Credit Union Charters?

The credit union industry was founded based on need; those unable to secure financial services turning to their communities for help. Chip Filson argues that this founding nature is slipping away but can still return to its roots.

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NCUA Board Approves Updated Member Expulsion Rule

NCUA Board Approves Updated Member Expulsion Rule

The NCUA board on Thursday, July 20, adopted a final rule making it easier for credit unions to expel members from their institutions for cause, such as violence or disorderly behavior, reports David Baumann of CUCollaborate.

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Keeping Members Where They Are: Outdated Fields of Membership

Keeping Members Where They Are: Outdated Fields of Membership

As digital services and banking experiences become the new norm, traditional field of membership designations have become outdated and restrictive, hurting both credit unions and members alike, argues Emily Claus.

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