The Unnecessary Euthanizing of Credit Unions

The Unnecessary Euthanizing of Credit Unions

Your Marketing Co. CEO Bob McDonald responds to Todd Marksberry’s recent article on mergers, and argues that merging should be the last resort for financially viable “boutique” credit unions. Foresight and a solid succession plan should be the first order of business to protect the interests of the credit union’s members, instead of its managers.

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Do Small Credit Unions Matter? Should They? Will They?

Do Small Credit Unions Matter? Should They? Will They?

Does the disappearance of the “small” credit union signal bad things to come for the industry? Chip Filson looks at the trends and suggests setting our sights back on the small to restock the pond.

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Banker—But No CU Official—to Testify at House Competition Hearing

Banker—But No CU Official—to Testify at House Competition Hearing

A hearing on consolidation in the financial services industry will feature the perspective of the American Bankers Association, which has warned about the impact of credit unions purchasing banks, reports David Baumann of the Washington Credit Union Daily.

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An Open Secret: NCUA, Oxymorons, and Merger Truths

An Open Secret: NCUA, Oxymorons, and Merger Truths

Could the NCUA really be said to be helping credit unions when in 2014 they published “Truth in Mergers”? Chip Filson points out the oxymorons that litter the publication, and asks whether NCUA will change its tune in the future.

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Have Members Seen ALL the Alternatives?

Have Members Seen ALL the Alternatives?

When voluntary mergers are proposed, do members of the absorbed credit union deserve more say in where their members’ equity should go? Vic Pantea thinks so. He looks at the potential merger of Xceed Financial Credit Union and Kinecta FCU and wonders what should happen to $95M in equity.

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