Why AI Is No Longer Optional for Credit Unions
To use AI or not to use AI, that is the question credit unions are asking themselves. But with the genie out of the bottle, credit unions need to look at adopting the technology sooner rather than later, says Saeid Kian, but in a responsible and intentional way.
The Digital Future: Analyzing Online-Only Credit Unions
As members’ preference continues trending toward digital banking, Kendra Erickson analyzes the strengths, weaknesses, opportunities, and threats of online-only financial institutions that cater to these preferences.
The Compliance Mirage: Why Not All Payment Calculators Are Created Equal
At face value, payment calculators can seem like helpful tools to let consumers know what their approximate payments will be. But looking under the surface reveals deep issues with these systems that can put both consumers and credit unions at risk, says Sarah Milovich.
Payments, Fraud, and AI—Oh My!
As members enjoy the ability to move money more easily, they also open themselves to risk. Amanda Crocker, President of SWIVEL, shares how credit unions can adopt these new technologies while also staving off fraud by finding the right partner.
Adapting to the Evolving Financial Regulations Facing Credit Unions Today
Jennifer Kelly details the shifting regulatory environment for credit unions, especially on the wake of the CFPB’s uncertain future.
Open Finance Ecosystems: The Only Certainty in a Changing US Financial Regulatory Landscape
While the CFPB’s future and the status of all its rules—including it’s ruling on opening banking—remains uncertain, expert Natália Cruz argues that open banking will only increase in popularity and become a consumer expectation—regardless of the CFPB’s fate.
How Credit Unions Can Lead Successful Transformations
Jeffrey Kusler, CEO of Journey Federal Credit Union, shares his credit union’s transformation process to increase member satisfaction and retention in the hopes other credit unions may feel inspired to lead transformations of their own.
The Daily Care and Feeding of Today’s Data Center (Part Three): Infrastructure
In the last article of his series on data centers and the center FFIEC IT Examination Handbook, Jim Lawrence covers the third and final component: infrastructure.
Don’t Buy Into A.I. Until You Read This
Look before you leap is an understatement when it comes to buying into AI. Thankfully, Dave Wordhouse has the steps and considerations you need before taking the plunge.
Credit Unions Need Mergers and Acquisitions to Grow and Technology to Sustain It
In a desire to expand, credit unions have been acquiring community banks and growing their reach. Alex Jimenez explains why these institutions will then need the technological capabilities to back those mergers and acquisitions up and maintain their members.
