Increasing Financial Literacy in Students: Credit Union of Texas Opens SMART Branch
Credit Union of Texas, in an effort to increase financial education amongst students, has created an encompassing financial literacy program consisting of student-run SMART branches and student financial coaches. Emily Claus explains.
It’s Not About Growing Bigger, It’s About How We Can Grow Together
Credit union mergers have received a lot of negative attention in recent years. Canvas Credit Union CEO Todd Marksberry argues that mergers can be both a viable growth strategy and a means of better serving credit union communities.
Important Ratios to Understand Your Credit Union’s Performance
As we continue our series on financial literacy basics for credit unions, Esteban Camargo gives some commonly used ratios and benchmarks some attention, explaining what they are, how they are, how they’re calculated, and what they’re used for.
Can We Use Loan Applications as a Barometer of Success?
Can examining the changes in the number of loan applications a credit union receives be a prediction of success or failure? Josh Peacock thinks so, and he’s here to explain why.
The Steps for Cross Sales Success
Suggesting products and services to members doesn’t need to be a daunting task. BlueOx Credit Union’s Deb Slavens gives the steps necessary to create a repeatable program for cross sales success.
How Are Credit Unions Different from Banks? Three Powerful Words
Chip Filson sums up the credit union difference in three words and remarks on how living up to those three words should be the mission of each credit union.
How to Read Your Financial Statements
Esteban Camargo continues his series on financial literacy with an introduction to financial statements. You don’t need to be a CPA to understand them–anybody can benefit from being able to comprehend their organization’s financial status via their balance sheet and income statement!
Five Things You Should Know About Your Internet Domain Name
Web Developer Tony Muka shares five things all credit unions should know about their domain name and how they can find that information.
The Current State of Financial Literacy
As we head into Financial Literacy Month, Emily Claus analyzes the current state of financial literacy in the country in regard to topics such as budgeting, saving, retirement, and loans.
The Expanded Role of the CFPB in the Biden Administration
From overdraft policies to Buy Now Pay Later contracts, the CFPB during the Biden administration has taken action against those businesses that CFPB officials say are taking advantage of consumers. David Baumann shares some insights on what the CFPB has been focused on, and how interested parties have responded.
