The Need for a Level Playing Field
Chip Filson points out one major area of difference between federally- and state-chartered credit unions: compensation transparency. Chip asks the question, why should FCUs be exempt from this basic level of accountability to their members?
Why the CLF Has No Interest
The Central Liquidity Facility exists to provide credit unions with liquidity lending, and yet it hasn’t had activity in years. Not only that, but they’re struggling to manage their assets and Chip Filson is wondering whether credit unions still need it.
The Next NCUA Chair: Someone Who Cares About Us
With a new President incoming and NCUA Chair Todd Harper’s term ending in August 2025, Chip Filson is asking who credit unions would like to see appointed to the role, and what attributes that person will have.
Diversity in Credit Union Charter Options Matters
Credit unions have a number of different designations available to them that can help them better align with their members. Chip Filson details some of the designations and why they are a boon to credit unions as they seek to differentiate themselves.
Getting Back to Work: A Member with a 536 FICO Score
Chip Filson shares one member’s story to remind credit unions why they’re here: to provide members with little financial miracles every day.
What to Do When Credit Unions Go Rogue: Part One
Chip Filson analyzes the merging habits of Credit Union 1 in Illinois, the businesses decisions and bonuses the follow these mergers, and the outcome for members and employees involved in part one of two.
Almost 100,000 Members Vote in SECU Election
Chip Filson shares the impressive outcome of SECU’s recent board election, in which nearly 100,000 credit union members turned out to vote.
The Lehman Trilogy and the Arc of American Finance
Chip Filson shares the story of the rise of the Lehman Brothers and the credit union lessons that can be learned from their downfall.
Wisdom for Life from Children’s Stories
Chip Filson views recent mergers and bank acquisitions through the lens of children’s stories to ask the industry: when is it time to say enough?