Reclaiming Civility in American Politics

Reclaiming Civility in American Politics

Chip Filson references the change in political discussions as a reminder to credit unions not to fall into the same traps, and most importantly, to remember who credit unions are meant to serve.

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Are Credit Union Members “American Idiots”?

Are Credit Union Members “American Idiots”?

Chip Filson ponders if credit unions have a low opinion of their members, as he reviews a recent case of a non-essential merger (in which executives were bonused hundreds of thousands of dollars) and the members who tried to stop it.

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Foundation Documents: When Words Matter

Foundation Documents: When Words Matter

In honor of Juneteenth, Chip Filson looks at the foundational documents of America and ponders whether or not credit unions have such documents, and what those documents may say about credit unions.

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Three Essentials to Great Customer Service: The Secret Ingredients of Success

Three Essentials to Great Customer Service: The Secret Ingredients of Success

Stuart Kuzik and Sky Alvarado of CU*NorthWest share their organization’s three secret ingredients to great customer service in the credit union industry and how you can incorporate them into your recipe.

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Who Is Responsible for Cooperative Democracy?

Who Is Responsible for Cooperative Democracy?

As credit unions gear up for the annual meeting season, Chip Filson reminds them not to forget who should be at the center of all decisions and included in decision-making processes: the member owners.

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NCUA and Mergers: Keeping Members Out of the Room Where It Happens

NCUA and Mergers: Keeping Members Out of the Room Where It Happens

In the past month, the NCUA has approved of two mergers, both without a vote from the members of the merging credit union. While permissible under NCUA rules, the silence of those involved and the unwillingness to share information has Emily Claus asking why owners are being kept out of the room where it happens.

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Reporting Coop Success In the Glare of Live Market Updates

Reporting Coop Success In the Glare of Live Market Updates

While required to complete monthly and quarterly financial reports, few credit unions will publicly share the results of said reports. Chip Filson takes issue with this decision, which he says undermines the rights of member-owners and limits transparency.

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Credit Union Ownership Education and Assuming the Obvious

Credit Union Ownership Education and Assuming the Obvious

In an effort to educate their members on all things financial wellness, credit unions are often in danger of skipping over how they can educate their members as owners. Emily Claus discusses the importance of ownership education and how credit unions can teach “the obvious.”

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CUSOs Are Our Best Choice for a Strategic Partnership

CUSOs Are Our Best Choice for a Strategic Partnership

Vic Pantea argues that while the world may be full of third-party vendors anxious to do business with your credit union, only CUSOs offer the full benefits of being a true owner and partner.

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Are Credit Unions Democratic? Does it Matter?

Are Credit Unions Democratic? Does it Matter?

Are credit union elections simply a scam? Are credit unions simply going through the motions to provide the idea of democracy even where none exists? Chip Filson weighs in on the debate.

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