Precision or Peril: Why Credit Unions Must Master Lease Calculation Accuracy in a Payment-Driven Market
In a world where car payments have become increasingly unafforable, Tim Yalich discusses the rise of leasing, and why it’s critical for credit unions to master these payment calculations.
2025: A Payments Innovation
Looking to the future of payments, Joshua Velasquez examines payment methods credit unions need to be getting on board with sooner rather than later, especially as cash becomes increasingly obsolete.
Australia Checks Out
As Australia announces its official plan to phase out and eventually completely discontinue paper checks, Bob Anderson ponders the motives behind the move, whether other countries will follow in their footsteps, and just how long paper checks might have left.
Payments, Fraud, and AI—Oh My!
As members enjoy the ability to move money more easily, they also open themselves to risk. Amanda Crocker, President of SWIVEL, shares how credit unions can adopt these new technologies while also staving off fraud by finding the right partner.
Velera Releases February 2025 Payments Index
Today, Velera published the February edition of the Velera Payments Index, the goal of which is to provide information and insights to help financial institutions navigate the evolving financial landscape to make informed, strategic decisions for their organizations and members.
Improving Cash Efficiency
While many are turning to digital payments for the majority of their transactions, cash still plays an integral part in our economy, and as such, credit unions should look to improve cash logistics efficiency, says Jim Petit.
Why Cash Still Matters in Today’s Economy
As many people, businesses, and institutions move away from cash, Jim Petit argues the importance of physical currency, why people still rely on it, and why we must protect it from disappearing.
Weathering Changes to Your Payments Platform
Changes to your EFT processor have the potential to disrupt your credit union; leaving you scrounging for information and with an excess of leftover cards. Thankfully, Tim Riordan has some tips to make the process as painless as possible.
Alloya Wins Innovation in Payments Award for Integrated P2P Solution
In a vote by credit unions, Alloya’s new peer-to-peer (P2P) payment solution was recently named the winner of the “Innovations in Payments” award as part of the annual Innovation Series presented by CreditUnions.com and Callahan & Associates.
The Future of Payments: RTP & the FedNow® Service
Kendra Erickson explains the differences between the Clearing House’s RTP payment rail and the newly implemented Federal Reserve’s FedNow® Service payment rail, and what the future might hold for instant payments.
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