How Credit Scores Shaped Personal Finance in America
Credit scores. We all have one, but why and how did they get started? CUSO Magazine’s Esteban Camargo wraps up Financial Literacy Month by looking at the history of credit scores.
You’ve Got a PAL in Me
Payday lenders have a storied history of taking advantage of the most financially vulnerable in our communities. CUSO Magazine’s Esteban Camargo looks into what credit unions can offer to provide a better option: Payday Alternative Loans.
AI is Replacing Your Credit Union as Your Member’s Financial Advisor
In their continued search for trusted and accessible financial education resources, members are turning en masse to artificial intelligence, trusting it to guide their financial decisions. Emily Claus discusses the appeal, but also why handing the piggy bank over the AI is ultimately a mistake.
The Times They Are Interchangin’
Interchange income is a big part of credit union revenue, and U.S. Senators have it in their crosshairs. CUSO Magazine’s Esteban Camargo continues his financial education series with an explanation of interchange and the legislation proposed to change how it works.
Financial Literacy: The Human Element
As we continue to celebrate Financial Literacy Month, Emily Claus reminds credit unions that effort and intention matter when creating a financial literacy program, and why the task should not be left up to social media posts.
The Missing Moment in Financial Wellness: Why Credit Unions Must Intervene at the Point of Decision, not Authorization
Consumers these days complete purchases in an instant, reacting quickly on impulse desires, limited-time deals, and low-inventory alerts, leaving little room for hesitation and budget considerations. Lindsay Vandergriff discusses the need for credit unions to reach members at the point-of-sale, not afterward, in order to better support their financial wellness goals.
Toss a Stablecoin to Your Witcher
It’s Financial Literacy Month and Esteban Camargo is back at it, seeking to expand his own financial literacy, and hopefully share some of that newfound knowledge with you, our dear reader. Kicking things off for 2026 is a look at stablecoins, what they are, and how they might be used by credit unions. Toss a stablecoin to your Witcher.
Meeting Customers Where They Are: Building Strong Financial Literacy Programs in a Hybrid Banking World
In a digital future, where credit union branches are less for routine transactions and more geared toward member support, Matthew D. Paul examines how credit unions can better utilize branches as centers for financial literacy education in addition to mobile learning.
Financial Literacy Month: How Credit Unions Can Support The Journey to Financial Wellness
As Financial Literacy Month 2026 kicks off, Emily Claus delves into the origins of the event, its importance over two decades later, and how credit unions can get involved to better support their members’ journeys to financial wellness.
MSUFCU Puts Its Mission into Action, Uniting Community and Commerce at Signature Events
This month, MSU Federal Credit Union (MSUFCU) took a hands-on approach to its mission of community empowerment, bringing together hundreds of people for two impactful events: The Culture of Finances Financial Forum and the Black Business Expo. The events, held Aug. 2 and Aug. 3, focused on providing tangible resources and support to individuals and small businesses.
