A Member’s Question
In response to a member’s observation, Chip Filson discusses the shift in credit union politics from a member-lead democracy to a board-run authoritarian regime.
Taxation is Not a Systemic Threat to Credit Unions
As the industry celebrates the recent tax-exemption win, Chip Filson issues a stark reminder that taxation is not the biggest threat the industry faces. Instead, the real danger is coming from inside the industry and the erosion of the member-owner role.
What to Do When Credit Unions Go Rogue: Part One
Chip Filson analyzes the merging habits of Credit Union 1 in Illinois, the businesses decisions and bonuses the follow these mergers, and the outcome for members and employees involved in part one of two.
Reclaiming Civility in American Politics
Chip Filson references the change in political discussions as a reminder to credit unions not to fall into the same traps, and most importantly, to remember who credit unions are meant to serve.
Threats to Coop Democracy
Chip Filson contemplates threats to cooperative democracy that start internally, namely, with the NCUA.
