Why We Must Sustain the Small Credit Unions
Small credit unions serving unbanked communities are pillars of the industry. Renée Sattiewhite from the African American Credit Union Coalition conveys the importance of these institutions and how we can best protect them.
How Credit Unions Can Fight Back Against Account Takeover Fraud and Scams
With account takeovers becoming increasingly common and hitting credit unions the hardest, Sara Seguin shares how credit unions can stay in front of these attacks to better protect members.
NCUA Releases Second Quarter Credit Union Performance Data
As the National Credit Union Administration releases the second quarter 2024 credit union performance data report, Emily Claus reports on some of the notable findings and changes from the previous quarter.
Wisdom for Life from Children’s Stories
Chip Filson views recent mergers and bank acquisitions through the lens of children’s stories to ask the industry: when is it time to say enough?
CUSO Investment: It’s More Than Just Capital
John Ballantyne shares what makes CUSOs stand out as a credit union partner and why collaboration between the two is critical to the survival and success of the credit union industry.
Don’t Drop the Ball: How To Handle the Great Wealth Transfer While Matching Core Credit Union Values
With the Great Wealth Transfer on the horizon, families will be relying on credit unions to help make the processes as painless as possible in their time of grief. CEO Saeid Kian encourages credit unions to review and modernize their inheritance systems for the benefit of both employees and members.
NCUA Extends Temporary Interest Rate Ceiling for Federal Credit Unions
The NCUA board voted in July to extend the 18 percent interest rate ceiling through May 2026. CUSO Magazine’s Esteban Camargo reports.
How Credit Unions are Ensuring Fair Access to Credit in an Era of Complicated Income Verification
In today’s economy, where workers tend to have several income streams of various amounts, it can be hard for traditional lending methods to make an accurate assessment of a member’s lending capabilities. Justin Wickett encourages credit unions to look to modern tools to ensure fair lending practices.
Why Cash Still Matters in Today’s Economy
As many people, businesses, and institutions move away from cash, Jim Petit argues the importance of physical currency, why people still rely on it, and why we must protect it from disappearing.
America’s Credit Unions Calls On NCUA to Make Significant Changes During EGRPRA Review
In response to the NCUA’s call for comments regarding its voluntary regulatory review, America’s Credit Unions has submitted a letter calling for large changes including expanding field of membership and raising interest rate caps.