False Prophets and Chasing Idols
Chip Filson shares the wisdom of past leaders and urges today’s credit union leaders not to follow the call of false idols, but to follow their conscience in preserving the credit union difference.
Overdraft Fee Income Down, Other Checking Account Fees Steady, Reports CFPB
In a report issued by the Consumer Financial Protection Bureau (CFPB) last week, the agency announced that banks’ reported overdraft fee income “was 43% lower in the third quarter of 2022 than in the third quarter of 2019 before the COVID-19 pandemic onset – suggesting $5.1 billion less in fees on an annualized basis,” reports CUSO Magazine’s Esteban Camargo.
Computer Ergonomics and You
While our desk layout may seem inconsequential, a bad layout can lead to back pain, vision issues, and even carpal tunnel. Mike Glazer offers a few tips on how to make your workspace as comfortable as possible to help maximize efficiency and avoid injury.
Why Credit Unions Should Offer Interest-Only Loans
Coming out of a year of significant growth for credit unions’ real estate loan portfolio, AVANA’s Shivan Perera discusses why credit unions might consider offering interest-only periods on their loans.
Tips and Tricks to Automating Data in Excel
Excel can be an extremely helpful, yet often confusing, tool. However, when it comes to data automation, learning Excel’s secrets can save you both time and resources. Tabitha Pierce shares a few tips to help you get the most out of your data and Excel.
Reaction to CFPB Credit Card Fee Plan Wildly Divided
Following the CFPB’s proposed rule limiting credit card late fees to a maximum of $8, reactions from the financial sector have been largely opposed, reports David Baumann of CUCollaborate.
Technology Versus Slow Checkouts
In a world of self-service and convenience, Chip Filson examines ways in which companies are looking to slow things down and connect with their customers and how that might apply to credit unions.
Typography: The Art of Designing Text
Picking fonts is more than a choice, it’s an art, says Vivian Colligan. Thankfully, this art has a few rules you can master to make the most of your fonts and your design.
Cybersecurity, Certification, and the Credit Union
Leaving your credit union’s cybersecurity up to vendors and programs won’t help you be as prepared as you should be when it comes to potential risks. Patrick Schumaker shares his experience in getting cybersecurity certified and why your credit union employees should be too.
House Passes Credit Union Board Modernization Bill
The House has passed the CUNA-supported Credit Union Board Modernization Act, which would alter the current board meeting requirements from monthly meetings to a minimum of six meetings per year. Emily Claus reports.
