Lions and Tigers and Bear Markets, Oh My!
It’s Financial Literacy Month and Esteban Camargo is back at it, seeking to expand his own financial literacy, and hopefully share some of that newfound knowledge with you, are dear reader. Kicking things off for 2025 is a look at bear and bull markets and how they affect credit unions.
Financial Literacy Month: Supporting Members in Uncertain Economic Times
As we head into Financial Literacy Month, Emily Claus encourages credit unions to step up beyond their typical methods and work harder than ever to meet members where they are with the education and products they need in these uncertain economic times.
CDFI Fund Marked Safe From Cuts, Deemed Statutory
After weeks of uncertainty, the Treasury Department has now officially confirmed that all 11 CDFI programs are safe from cuts as they are deemed statutory programs, reports Emily Claus.
The Rising Tide of Fraud: How Credit Unions Can Fight Back
Journey Federal Credit Union CEO Jeffrey Kussler details why fighting against fraud must be a collaborative effort and how Journey is working to hold back the tide.
Driving Financial Stability: Strategies for Credit Unions to Support Members with Auto Loans
As the price of daily living increases, so do the average vehicle purchase and repair prices. Tim Blochowiak offers advice on what protection plans and products credit unions can offer their members to help offset these costs and prevent delinquency.
Credit Unions and Politicians React to Trump’s Executive Order Targeting CDFIs
A March 14 Executive Order targeting the Community Development Financial Institutions Fund has left the credit union and banking industry gathering support from a growing list of bipartisan lawmakers who support the Fund and its importance in serving under- and unbanked communities, reports Esteban Camargo.
The Power of Community
In the race to grow, credit unions might be losing out on an important aspect of what makes them so impactful: their local effect. Chip Filson shares how credit unions parallel local press in that way, and reinforces the importance of community.
A Credit Union’s Guide to Partnering with Benefits Brokers
A benefits package can either be a tool to increase employee retention and satisfaction or simple another reason employees jump ship, which is why finding the perfect one is so critical. HR expert Tiffany Wentling and benefits expert Julio Nieto share how you can find the right plan for your credit union’s needs.
Sink or Swim: Lessons Learned in Leadership
John Ballantyne shares the hard-earned lessons in leadership he discovered while launching a CUSO in the middle of a pandemic and how these lessons can be applied at your credit union.
Hauptman’s Decision on Disclosure of Overdraft/NSF Fees Causes Stir Among NCUA Board
Following the decision by NCUA Board Chair Kyle Hauptman to cease releasing data on overdraft/NSF fee income, board members Tanya Otsuka and Todd Harper issued statements opposing the “unilateral” decision. Esteban Camargo reports.