Court of Appeals Strikes Down Interchange Cap and Demands Fee Limit Rewrite

Court of Appeals Strikes Down Interchange Cap and Demands Fee Limit Rewrite

This week, the Eighth Circuit Court of Appeals ruled that the current interchange fee cap was illegal, as it factored additional fixed costs into the total. As a result, the Federal Reserve will need to calculate a new fee cap without those fixed costs, lowering the fee limit, reports Emily Claus.

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Tips for Strengthening Your Audit and Compliance Program

Tips for Strengthening Your Audit and Compliance Program

Cybersecurity Month is quickly coming to a close, but that’s not where cybersecurity ends. Dave Wordhouse shares three areas your organization should focus on when managing its cybersecurity.

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AI and Cybersecurity for Credit Unions: Helpful Tool, Attack Multiplier, and a Whole Lotta Hype

AI and Cybersecurity for Credit Unions: Helpful Tool, Attack Multiplier, and a Whole Lotta Hype

In the world of cybersecurity, artificial intelligence is both an offensive weapon and a defensive tool. Sam Lechenet shares how you can make AI work for you in a safe and secure way.

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The Perils of Poisoned Data

The Perils of Poisoned Data

As part of cybersecurity month, Emily Claus analyzes data poisoning, a newer form of cyberattack targeted at your AI systems, as well as its goal, impact, and infiltration methods, and, most importantly, how you can can keep the poison out of your credit union.

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America’s Credit Unions Announces Keynote Speaker for GAC 2027

America’s Credit Unions Announces Keynote Speaker for GAC 2027

Registration for GAC 2027 is open, and America’s Credit Unions has announced who its keynote speaker will be. CUSO Magazine’s Esteban Camargo reports.

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Frontend or Backend: Satisfying the Masses

Frontend or Backend: Satisfying the Masses

Loan applications require a good amount of work on both the frontened and backend, but where is it better to lighten the load? Ashley Melder discusses pros and cons of putting more work on the backend for your staff or the frontend for your members.

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Keeping the Signal Steady: Celebrating International Credit Union Day 2026

Keeping the Signal Steady: Celebrating International Credit Union Day 2026

On this, the 78th annual International Credit Union Day, Emily Claus discusses the history of the event and delves into this year’s theme: A Steady Signal in a Noisy World.

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Why CUSOs Could Be the Natural Home for the Next Mortgage Innovation

Why CUSOs Could Be the Natural Home for the Next Mortgage Innovation

Marc Biron and Steven Siegel make the case for home diversification, which helps alleviate the financial risk and fallout of home buying, and why CUSOs should take up the task.

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NCUA Proposes Changes to Call Report

NCUA Proposes Changes to Call Report

Late last week, the NCUA announced key changes to the 5300 Call Report, in order to reflect the addition of Stablecoins to credit union balance sheets and other related Stablecoin usage, Emily Claus reports.

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We’ve Reached the Cybersecurity Reckoning

We’ve Reached the Cybersecurity Reckoning

Though it sounds like a work of dystopian fiction, experts say the “Cybersecurity Reckoning” is already upon us. Emily Claus discusses what this reckoning means for cybersecurity efforts and how credit unions can best be prepared for it.

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