How Credit Scores Shaped Personal Finance in America
Credit scores. We all have one, but why and how did they get started? CUSO Magazine’s Esteban Camargo wraps up Financial Literacy Month by looking at the history of credit scores.
You’ve Got a PAL in Me
Payday lenders have a storied history of taking advantage of the most financially vulnerable in our communities. CUSO Magazine’s Esteban Camargo looks into what credit unions can offer to provide a better option: Payday Alternative Loans.
The Times They Are Interchangin’
Interchange income is a big part of credit union revenue, and U.S. Senators have it in their crosshairs. CUSO Magazine’s Esteban Camargo continues his financial education series with an explanation of interchange and the legislation proposed to change how it works.
Financial Literacy: The Human Element
As we continue to celebrate Financial Literacy Month, Emily Claus reminds credit unions that effort and intention matter when creating a financial literacy program, and why the task should not be left up to social media posts.
The Missing Moment in Financial Wellness: Why Credit Unions Must Intervene at the Point of Decision, not Authorization
Consumers these days complete purchases in an instant, reacting quickly on impulse desires, limited-time deals, and low-inventory alerts, leaving little room for hesitation and budget considerations. Lindsay Vandergriff discusses the need for credit unions to reach members at the point-of-sale, not afterward, in order to better support their financial wellness goals.
Toss a Stablecoin to Your Witcher
It’s Financial Literacy Month and Esteban Camargo is back at it, seeking to expand his own financial literacy, and hopefully share some of that newfound knowledge with you, our dear reader. Kicking things off for 2026 is a look at stablecoins, what they are, and how they might be used by credit unions. Toss a stablecoin to your Witcher.
Pixel Tracking Litigation Engulfing Credit Unions and FinTechs
Legal expert Patrick Sickels analyzes the new wave of class-action lawsuits against pixel tracking and explains what this ligitation means for credit unions that utilize this technology and how they can continue to do so safely and legally.
Insights from Educators: Training and Onboarding
In her new interview series with credit union educators and trainers, Kasey Olchowski sits down with TBA Credit Union’s Training and Development Specialist, Mae Johnson, to uncover her insider knowledge on onboarding and new hire training.
Key Corporate Legal Issues Facing CUSOs
Patrick Sickels covers a few key areas where CUSOs are vulnerable to legal ramifications at the moment, including member and shareholder issues as well as merger and acquisition liabilities.
AI Case Studies: Considerations for AI Workplace Use
With many organizations eagerly jumping on the AI bandwagon, Patrick Sickels encourages credit unions to slow down and examine the risks and emerging regulations around AI and develop strong policies and protections before taking on this developing technology.
