Beyond the Rearview: Strategies to Ensure Auto Portfolio Resilience
Auto loans are one of the most needed services, and yet, thanks to the current economic climate, they can also be some of the hardest for members to manage. Nima Seirafipour shares how credit unions can proactively mitigate risk and spot delinquency trends before they go too far.
Liquidity and the Incremental Cost of Borrowing
Thanks to changes in the Federal Interest Rates affecting the need for increased liquidity, examiners are more careful than ever to insure credit unions are maintaining acceptable levels of liquidity. Jim Craven offers ways for credit unions to assess their liquidity and action steps they can take to meet these challenges.
A Case Study in Friction-Free Lending
Once upon a time, credit unions thought shuttered lobbies and closed branches would mean a steep drop in loan activity, only for loans to actually increase. Danny Phillips discusses how one credit union saw the opportunity to keep growing that loan portfolio during the pandemic and beyond.
Mortgage Lending: Alleviate Interest Rate Risk
Neighborhood Mortgage Solutions CEO Jamie York has a few tips to help your credit union avoid interest rate risk on your mortgage loan portfolio.
