Element 22 Commercial Group Announces Strategic Partnership


PORTAGE, MICHIGAN – Friday September 27, 2019 – Element 22 Commercial Group recently finalized its partnership with ten credit union investors marking its transition to a Credit Union Service Organization (CUSO). Founded in 2018 by Kenneth Leonard and Ryan Reffitt, Element 22 Commercial Group is one of three member business lending organizations in the State of Michigan servicing clients’ end-to-end commercial lending needs. Investing credit unions include Allegan Community Federal Credit Union, Community First Federal Credit Union, First United Credit Union, Frankenmuth Credit Union, Honor Credit Union, Kellogg Community Credit Union, Marshall Community Credit Union, Preferred Credit Union, TBA Credit Union, and Wolverine State Credit Union.

“With the support of our investor credit unions we are able to do more collectively than any of us could do individually,” comments Ryan Reffitt, President of Element 22 Commercial Group. “These partnerships bring a diversity in strategy and perspective directly benefiting all our clients and their members.”

Element 22 Commercial Group provides customized commercial lending solutions with a goal of making the business of commercial lending efficient and comfortable. Services range from commercial loan origination and servicing to more specific niche needs, including underwriting assistance and commercial loan processing support. Element 22 Commercial Group also acts as a catalyst for borrowers, connecting businesses seeking loans with financial institutions. With an over-arching mentality that there is no one size fits all commercial lending solution, Element 22 Commercial Group approaches each client’s strategic goals and risk profile uniquely.

“We are so appreciative of our investor credit unions’ belief in our mission,” comments Kenneth Leonard, CEO of Element 22 Commercial Group. “With their support, we are able to accelerate our strategic goals and ultimately help more clients achieve commercial lending success.”

Karen Browne, CEO of TBA credit Union, headquartered in Traverse City added, “We are very excited to be a part of this CUSO as Kenneth and Ryan have already demonstrated their commitment to quality, efficiency, strategy, and service.”

Element 22 Commercial Group’s central office is in Portage, Michigan. The member business lending organization is currently serving clients in Michigan with the ability to service clients nationwide. To learn more and request a free strategic consultation visit www.element22cg.com.


  • chip Filson#1

    October 7, 2019

    Why that name? What are you trying to communicate with it?


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